Help Center Loan
How To: Model the Dividend I/O Loan
Published on 10 Dec 2021
Disclaimer: The following article provides an example of a loan setup on Solargraf. The exact information to be entered will vary according to the loan you are modeling, please reach out to your Dividend Finance Account Manager or Sales Associate for questions about deals or loan configurations. Homeowners can reach the Dividend Finance customer care line by calling 1-844) 805-7200. Solargraf is not responsible for any incorrect information entered or portrayed on the proposal, and it is the Solargraf user's responsibility to ensure that all financial information is portrayed accurately to their clients.
This guide will walk you through adding the Dividend I/O Loan to your Solargraf proposal.
The example used in this guide is as follows:
- Project Gross Cost: 35,000
- Dealer Fee: 0% Margin
- Loan Term: 20 Years (240 months)
- Interest Rate: 4.99%
- Interest-only payments for the first 16 months.
- Higher monthly payments simulated if the ITC is not paid back after 16 months.
Please note the information presented above is provided as an example only. You will need to confirm the correct Gross Cost, Dealer Fee, Loan Term, Interest Rate, and payment terms with your financing provider.
You can adjust the Interest Rate, Loan Term, and Dealer Fee according to the terms of the Dividend loan you are entering.


The above entered Dividend I/O loan terms will result in the following monthly payment calculation.
